Unlocking Abundance: 5 Ways Financial Planning Helped Me
Can financial planning really help you manifest abundance?
It might sound contradictory — but as I learned, budgeting isn’t about restriction. It’s about energetic alignment.
Because it’s never really about money, is it?
It’s about energy, self-worth, and belief — the same principles you use when you’re learning how to manifest in any other areas of your life.
In modern society, money and self-worth are intrinsically tied together.
You’re told that “money can’t buy happiness.”Yet, everywhere you turn there’s an advertisement trying to hook you in.
Trying to get you to buy something so you can feel some type of way.
Ironic, isn’t it?
The Money Store You Inherited
I had a wishy-washy money story for DECADES. Like many people, my money story began with the messages my family consciously (or subconsciously) shared with me, such as:
“Money doesn’t grow on trees” (you have to work hard for it)
“SAVE, SAVE, SAVE” (there’s never enough money)
“Don’t go into debt or use credit cards” (money isn’t safe, you’re not responsible enough to handle it)
And the list goes on…
These phrases get stored in your subconscious and shape how you view abundance.
You start to feel like money is ruling your entire life - whether you’re juggling late bills, or lusting after your friend’s vacation on Instagram… it never feels like you have ENOUGH.
And that’s when it clicked for me…
It’s not that I don’t have enough money, it’s that I don’t feel like I’m enough.
Money isn’t the problem. It’s the self-worth I attach to it.
That realization completely changed my perspective.
I decided to take action and develop a plan for myself. That way I could learn to build unshakeable self-confidence and feel more in control of my money, myself, and my life.
The first big step: I sat down with my finances, set a budget, and then tracked it, daily.
At least, in the beginning. This helped me build up confidence in myself which snowballed in the following ways:
5 Ways Financial Planning Helped Me Manifest Abundance
1. It helped me take control of my financial destiny.
When faced with a laundry list of tasks, you can easily get overwhelmed. A common piece of advice is to break things down into “baby steps.”
Instead of looking at the big picture, I focused on one month at a time. Then, I broke that month into 4 weeks. Each week is how I tracked my budget and The Fudget app helped immensely with this.
Breaking big goals into small, consistent actions made me feel empowered. Instead of obsessing over the future, I tracked one month, one week at a time. Those small wins built self-trust.
2. I learned to build confidence, even in the face of uncertainty.
Setting up auto-payments and recurring transfers kept me from making impulsive decisions. (Auto-payments for bills and auto-transfers for my savings account.) What I had leftover was what I could use for indulgences. If something unexpected were to happen, I knew I had some cushion.
3. I practiced financial discipline - and saw results.
Consistency is the key to manifesting (especially in the beginning.) I’ll say it again for dramatic effect – CONSISTENCY is the key to manifesting. I love referencing the book Atomic Habits whenever matters of consistency come into play. Despite being based on a more scientific approach, the rules apply just as easily to manifesting.
He talks about “3D Lag” and “Plateau of Latent Potential” which means that habits need time to build momentum. He uses weight loss as an example: each week you might be losing tiny amounts of fat or gaining muscle which goes by mostly unnoticed - UNTIL you break out of the plateau and that’s when big shifts happen.
With money, any amount you save (no matter how small) can earn interest. As you keep adding more money, the interest accumulates faster and faster.
4. I learned to “guide” my money with intention.
Setting up auto-systems taught me that money doesn’t need to be chased — it can flow. Directing your money intentionally (through auto-investments or savings) signals to the universe that you’re ready for more.
I was able to redirect my current resources and have them “work” in the background.
It also helped reinforce the belief that I don’t need to struggle and strain for my money.
5. I attracted resources to grow my financial literacy.
By taking the scary step of teaching myself about finances, I actually attracted more resources into my life. I came across this course on Skillshare called “Modern Money Habits to Build the Life You Want” … you can also get 1 week FREE on Skillshare so you can get this course for $0.
I also wound up getting an unexpected raise too!
The Spiritual Side of Money
REMEMBER: It’s OK to desire money and financial freedom.
Money has been made out to be the villain of the modern world. It’s not money that’s the problem, it’s how people to choose to use it.
Your higher self only plants seeds of possibility for what is in your best interest.
Money isn’t evil — it’s energy.
It reflects your relationship with trust, self-worth, and expansion. Desiring financial freedom doesn’t make you greedy. It means you’re ready to create stability, generosity, and peace.
Would anyone be harmed by you having more money?
NO! If anything, people in your life would benefit from it. You could share your wealth and good fortune to invest in yourself and others.
You’d feel less stressed, you’d free up energy to focus on your creative pursuits. Survival mode is not your destiny! Thriving is.
Your Next Steps Toward Attracting Abundance
So take a step, no matter how small, toward financial freedom today. You’ll never know how much it can snowball….
Learn a new finance term
Set a budget (there are loads of online templates)
Track your spending
Use an investment simulator (before you get comfortable with real investing)
Sign up for a finance course
You don’t have to wait until your bank account proves your worth. Every intentional choice you make — every dollar you direct — is a declaration of trust in yourself.
Because abundance isn’t something you chase.
It’s something you become.
